Medical billing in America, by the numbers

We analyzed what 2,871 US hospitals billed Medicare against what Medicare actually paid — data hardly anyone publishes hospital by hospital. Every figure below is drawn from public CMS datasets and is free to cite. If you write about medical bills, use these.

3.9×

What the typical US hospital bills, per dollar Medicare actually pays for the same care.

Source: BillStand analysis of CMS Medicare Inpatient Hospitals by Provider & Service, 2024

4.5×

The average charge-to-payment ratio across all hospitals — pulled higher than the median by extreme outliers.

Source: CMS Medicare Inpatient Hospitals, 2024

24.2×

The widest gap found: one hospital billed this many times what Medicare pays.

Source: CMS Medicare Inpatient Hospitals, 2024

2,939

nonprofit hospitals (54% of all US hospitals) are legally required by IRS §501(r) to offer financial assistance.

Source: CMS Hospital General Information + IRS §501(r)

1,148

for-profit hospitals (21%) are NOT bound by §501(r) — a distinction almost no patient is told.

Source: CMS Hospital General Information

52%

of patients said the hospital never told them financial assistance existed at all.

Source: Dollar For, 2024 (patient-advocacy research)

The states where hospital charges run furthest above what's paid

Median charge-to-payment ratio, by the state of the hospital. A higher number means bigger gaps between the sticker price and what the care is actually paid.

Widest gaps
StateMedian
Nevada7.9×
Florida6.9×
New Jersey6.5×
Colorado5.5×
Arizona5.2×
Narrowest gaps
StateMedian
Maryland1.1×
Wyoming2.0×
Massachusetts2.0×
Hawaii2.7×
New York2.8×

The single widest markup we found on a procedure

KIDNEY TRANSPLANT WITH HEMODIALYSIS WITHOUT MCC is billed, on average nationally, 7.5× what Medicare pays for it (MS-DRG 651). Every one of the 772 procedure groups is broken down on our bill-code directory.

Use this data

Every number on this page is computed from public U.S. Centers for Medicare & Medicaid Services datasets — the full pipeline and every source is on our methodology page, and the underlying figures are downloadable as clean CSVs from our open-data page. The government data is public domain; you are free to republish these numbers, and a link back to billstand.com/statistics is appreciated.